Recorded 16 March 2001 · Peoria County Doc. No. 01-07946

Declaration of Restrictions

The covenants recorded against the lots in Chadwick Place. They run with the land — they bound the first owner of your house and they bind you, whether or not anyone handed you a copy at closing.

Open the recorded document (PDF)

This copy is searchable

The recorded document is a scan of a paper original, so it had no searchable text. We ran text recognition over all eleven pages and layered the results back onto the scan. You now see the original document exactly as recorded, but Ctrl+F (or +F) will find words in it, and screen readers can read it.

Where it says “Developer,” read “the Board”

The document was written in 2001, when Chadwick Place, L.L.C. still owned lots, so approvals are described as the Developer's. Under §23 and Part II, those rights, duties and obligations pass to the Homeowners Association once it is formed and written authorization is recorded. In practice today, plans go to the Board of Trustees.

Find it fast

Where to look for common questions

Building & exteriors

  • Approval to build — §3(n)
  • Setbacks — §3(a)
  • Exterior materials — §3(c)
  • Roofs and chimneys — §3(e), 3(f)
  • Additions and outbuildings — §3(n), §4

Fences & pools

  • Fences — §16
  • Perimeter fence easement — §13
  • Swimming pools — §3(i)
  • Children's pools — Rule 10

Living here

  • Parking and vehicles — §10
  • Pets — §8
  • Yard upkeep — §9
  • Nuisances — §7
  • Running a business — §2

Money

  • Assessments — Part II §10
  • Liens for unpaid dues — Part II §11
  • Cost recovery for upkeep — §9

Selling your home

  • Certificate of Compliance — §20
  • Membership runs with the land — Part II §1
  • Renting out — Rule 15

Changing the rules

  • Amending the Restrictions — §17
  • Amending the Bylaws — Part II §9
  • Enforcement — §18

Part I

Restrictions, in order

Twenty-three numbered covenants. Summaries are ours; the recorded text governs.

1. Application of Restrictions
Everyone who acquires an interest in any part of the subdivision agrees to comply with these covenants.
2. Property Use
Single-family residences only. No commercial, manufacturing, professional, religious, fraternal or other business use.
3. Construction Requirements
Fourteen lettered sub-paragraphs, (a) to (n) — the ones you are most likely to need. See the table below.
4. Temporary Structures
No trailer, basement, tent, shack, garage, barn or outbuilding may be lived in, even temporarily. No home may be occupied until its exterior is complete.
5. Replatting
Lots may not be divided so as to create additional lots.
6. Foliage Removal
Trees and significant foliage may not be removed without consent, unless dead, hazardous, or genuinely obstructing construction or an easement.
7. Offensive Activities
Nothing noxious, hazardous or offensive — by sight, sound, odor or otherwise — that becomes a nuisance or danger to the neighborhood.
8. Animals
Domesticated house pets only. Pet runs and enclosures need written approval.
9. Property Maintenance
Lots must be kept well maintained and presentable. After written notice and ten days, unaddressed debris, weeds or grass can be dealt with at the owner's cost, and that cost can become a lien.
10. Vehicle Storage
No cars, RVs, trailers, vans, mobile homes, boats or similar objects — working or not — parked or stored on a regular basis unless enclosed and concealed in a garage. This applies on the public roadways inside the subdivision too.
11. Supply Storage
No construction materials, supplies or unused machinery left in the open, except as needed during construction.
12. Easements
Utility easements are reserved as shown on the recorded plat. No permanent buildings, structures or significant foliage on them; gardens, shrubs and landscaping are fine.
13. Fence Easement
An easement runs along the entire northerly and westerly boundaries of the subdivision for a fence. No owner may remove or damage that fence.
14. Commencement of Construction
Deadlines that applied to buyers taking lots from the Developer — construction within 24 months of conveyance, completion within 9 months of starting.
15. Outdoor Lighting
Approved lighting to illuminate the front area of each lot, unless adequate street lighting is otherwise provided.
16. Fencing
The fence rule. Pool fences set back at least 10% of the lot's width at that point can be approved centrally; every other fence needs written approval from the Board and from all contiguous lot owners.
17. Amendment of Restrictions / Plats
Now that the Developer has divested, these Restrictions may be amended by the affirmative vote of two-thirds of the total lot owners.
18. Enforcement of Restrictions
Any lot owner may bring proceedings against an owner who violates or attempts to violate the covenants.
19. Invalidation of Restrictions
If a court strikes part of the Restrictions, the rest stay in force.
20. Certificate of Compliance
On written request, and payment of a reasonable fee if required, a certificate can be issued stating that the buildings on a lot comply. Useful when selling.
21. Limitation of Liability
Action or inaction in exercising these powers does not create liability, absent fraud or gross negligence.
22. Lot 6-A
Lot 6-A is excluded from the Association, pays no assessments, and carries no vote. Only setback lines apply to it.
23. Assignment of Rights by Developer
How the Developer's rights, duties and obligations transfer to the Homeowners Association.

Section 3 in detail — Construction Requirements

This is the section most often cited, and the one whose lettering matters. Rule 11 of the Rules and Regulations points at §3(n); Rule 10 points at §3(i) and §3(n).

3(a) Setback Lines
No building, garage, enclosed porch, pool or outbuilding closer to the front lot line than the plat's setback, or closer to a side or rear line than 10% of the lot's width or depth at that point.
3(b) Footage Requirements
One-level homes: at least 2,250 sq ft of living area excluding garage and basement. Multi-level: at least 1,300 sq ft on the main level and 2,800 sq ft total. Nothing over two and a half stories.
3(c) Permitted / Required Exteriors
No wall board, aluminum siding, sheet metal, tar paper or roofing paper. Stone, brick, wood, vinyl and stucco-style materials permitted. At least half the exterior, excluding garage doors and windows, must be brick, stucco or approved masonry. No excessively bright colors.
3(d) Garages
Every residence must have an attached, enclosed garage holding at least two standard passenger vehicles, matching the house.
3(e) Roof Pitches
All roofs at least a 7/12 pitch.
3(f) Fireplace Chases
Brick or approved masonry, extending fully to the ground.
3(g) Sewer Requirements
All residences connect to a sanitary sewer system per applicable health codes.
3(h) Excavation
Excavated material leaves the subdivision unless written permission says otherwise.
3(i) Swimming Pools
In-ground pools only. Must be enclosed by approved fencing and comply with ordinances and building codes. Filter and circulating pump inside the fence and concealed from view.
3(j) Driveways and Curb Cuts
Blacktop, concrete or other permitted materials. Removed curbs replaced to the nearest joint, with at least a five-foot radius of return.
3(k) Sidewalks
Installed by and at the expense of the lot owner, to a consistent size, placement and material.
3(l) Mailboxes
All mailboxes to a uniform approved design; replacements must conform.
3(m) Construction Style
No log homes or A-frame construction.
3(n) Developer Approval
The approval clause. No building, outbuilding, storage shed, tower, satellite dish or swimming pool erected, placed or altered until plans, specifications and site plans are submitted and approved. Site plans must show location and elevations. At least two copies; samples of exterior materials may be requested. Satellite dishes 20" or under, at the rear and screened by landscaping, are exempt. If no written approval or disapproval is given within thirty days of receipt, the plans are deemed approved.

Part II

Homeowners Association

Twelve provisions establishing the Association and how it assesses and enforces.

1. Membership in Association
All lot owners are members. Membership runs with the land — selling the house transfers the membership.
2. Formation of Association
The Association forms on the earlier of the Developer selling all its interest, or selling 75% of the lots plus written approval.
3. Powers and Duties of Association
Litigation, maintenance of common areas and entryways, construction approval, assessments, owning property, and the full rights otherwise reserved to the Developer.
4. Organization and Operation
The Association may set guidelines and bylaws, and may operate as a not-for-profit corporation.
5. Initial Meeting and Organization
How the first meeting was called and noticed.
6. Voting Rights
One vote per lot, cast by the collective owners. Voting may be in person or by written proxy; general proxies expire within six months.
7. Election of Trustees
Election of Trustees and their duties — budgets, assessments, employment, preparing bylaws, and paying the Association's bills.
8. Provisions Relating to Trustees
Terms, annual meetings, and the rule that Trustees serve without compensation and are not personally liable absent fraud or gross negligence.
9. Adoption or Amendment of By-Laws
The Bylaws may be adopted or amended by the affirmative vote of three-fourths of all lot owners.
10. Assessments
Each lot is assessed an equal amount regardless of size. The annual assessment may not exceed $250 per year, adjusted for inflation, unless approved by at least three-fourths of lot owners.
11. Liens
An assessment unpaid thirty days after it falls due may become a lien recorded against the lot, enforceable by foreclosure, with attorney's fees and costs recoverable.
12. Merger of Associations
How this Association may merge with associations for contiguous Chadwick Place sections.

Summaries, not the document

Everything on this page is a plain-language summary written to help you find the right provision. It is not legal advice and it is not the covenant. Read the recorded document for the operative wording, and talk to the Board or your own attorney about how it applies to your property.